Terms & Conditions

Last Updated: 28-11-2025

1. Introduction
   Welcome to Digital Identity Insurance (“we”, “our”, “us”). By accessing or using digital-identity-insurance.com (the “Website”), you agree to these Terms & Conditions. If you do not agree with any part of these terms, please stop using the Website immediately.
   Digital Identity Insurance is an informational and affiliate-based platform focused on digital identity protection, cyber-security awareness, and online safety. We do not provide insurance policies, legal advice, or financial services.
2. Affiliate Disclaimer
   Our Website contains affiliate links to third-party services, including but not limited to Aura, identity-protection services, VPN providers, password managers, and cyber-security tools.
   When you click an affiliate link or subscribe to a service through our Website, we may receive a commission at no additional cost to you.
   We are not responsible for pricing changes, subscription issues, product availability, cancellations, or any terms, conditions, or policies of third-party providers. Any questions or issues must be handled directly with the respective provider.
3. No Professional Advice
   All content on our Website, including articles, guides, reviews, and checklists, is provided for informational purposes only. We do not offer legal, financial, or professional cyber-security advice.
   Any decisions based on information found on our Website are made at your own risk.
4. Use of the Website
   By using our Website, you agree not to engage in activities such as:
   Illegal actions
   Fraudulent behaviour
   Copying or scraping website content
   Distributing malware or harmful scripts
   Attempting to breach or interfere with the security of the Website
   We reserve the right to restrict or terminate access at any time for any reason.
5. Intellectual Property
   All content on the Website, including text, layout, design, icons, and branded elements, is owned by Digital Identity Insurance unless stated otherwise.
   You may not reproduce, republish, sell, distribute, or modify any content without our written permission.
6. Third-Party Websites
   Our Website may link to third-party websites. We do not control and are not responsible for:
   Content on those websites
   Accuracy of information
   Privacy practices
   Security standards
   Service quality or availability
   You use third-party websites entirely at your own discretion.
7. Limitation of Liability
   To the fullest extent permitted by law, Digital Identity Insurance is not liable for:
   Loss of data
   Cyber-attacks or hacking
   Identity theft
   Financial loss
   Service disruptions
   Damages arising from third-party services
   Errors, outdated information, or inaccuracies on the Website
   Use of the Website and any third-party services is at your own risk.
8. Privacy and Data Protection
   When you subscribe or contact us, we may collect basic information such as name, email address, IP address, and device details.
   We do not sell personal data.
   For full details, please refer to our separate Privacy Policy.
9. Email Subscriptions
   By entering your email address, you agree to receive newsletters, product updates, cyber-security tips, and affiliate recommendations.
   You can unsubscribe at any time using the link in each email.
10. Changes to These Terms
    We may update these Terms & Conditions at any time. The updated version will always appear on this page with a new “Last Updated” date.
    Continued use of the Website means you accept the updated terms.
11. Governing Law
    These Terms & Conditions are governed by the laws of Portugal. Any legal disputes will be handled by the competent courts of Portugal.
12. Contact Information
    For questions about these Terms & Conditions, you may contact us at:
    Digital Identity Insurance
    Email: info@digital-identity-insurance.com
    Website: www.digital-identity-insurance.com